Small business storefront

Business Insurance

Coverage built around how your business actually runs.

From a single storefront to a multi‑location operation — we structure programs that fit your exposures, your contracts, and your growth plans.

Business Owners (BOP)

Property + liability bundled for small businesses — usually our most cost-effective starting point.

General Liability

Slip-and-falls, property damage, advertising injury. The foundation of any commercial program.

Workers' Compensation

Required by NY law. We help you classify correctly and avoid expensive audits.

Contractors

GL, tools, equipment, and additional insureds for every GC who asks.

Surety Bonds

License, performance, and contract bonds — fast turnarounds with multiple bond markets.

Retail & Restaurants

Property, liquor liability, food spoilage, and crime coverage tailored to hospitality.

Professional Liability

E&O for accountants, consultants, real estate, healthcare and more.

Cyber Liability

Breach response, ransomware coverage, and the cost of getting your business back online.

Need a certificate today?

Active clients can request COIs and endorsements directly from our team.

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